Bad Faith Insurance Lawyers Serving Hattiesburg, MS
When you pay for insurance, you expect your provider to honor their agreement and pay valid claims. Unfortunately, insurance companies sometimes act in bad faith—unjustly denying, delaying, or undervaluing claims to protect their bottom line. If you believe an insurer is treating you unfairly, our bad faith insurance attorneys in Hattiesburg, Mississippi, are here to help.
At The Stubbs Law Firm, we fight for policyholders across Mississippi who are suffering because their insurance company is acting in bad faith. We understand the tactics insurers use to avoid paying rightful claims, and we use our experience to hold them accountable.
What Is Bad Faith Insurance?
Insurance companies have a legal obligation to act in good faith when handling claims. Bad faith insurance practices occur when an insurer unfairly denies, delays, or minimizes a valid claim without a reasonable explanation. Common signs of bad faith include:
Unjust Denial: The insurance company refuses to pay a claim without providing a valid reason.
Unreasonable Delays: The insurer drags out the claims process unnecessarily.
Lowball Offers: The insurance company offers a settlement far below the actual value of the claim.
Misrepresentation of Policy Terms: The insurer falsely interprets policy language to deny coverage.
Failure to Investigate: The insurance company does not conduct a proper investigation before denying a claim.
Lack of Communication: The insurer ignores calls or fails to provide claim updates.
If any of these situations sound familiar, our bad faith insurance lawyers in Hattiesburg, MS, can help you understand your legal options.
Common Types of Bad Faith Insurance Claims
We help clients facing bad faith insurance issues across various policies, including:
Health Insurance Bad Faith
If your health insurance company refuses to cover necessary medical treatments or delays payments for medical bills, you may have a bad faith claim.
Auto Insurance Bad Faith
Car insurance companies sometimes deny valid claims after an accident, refuse to pay for damages, or undervalue vehicle repairs.
Homeowners' Insurance Bad Faith
If your home suffers damage from storms, fire, or other disasters, and your insurer refuses to cover repairs or provides an unfairly low payout, they may be acting in bad faith.
Life Insurance Bad Faith
Some insurance companies delay or deny life insurance payouts to beneficiaries without a valid reason.
Disability Insurance Bad Faith
Disability insurers sometimes deny benefits or claim policyholders do not qualify for coverage despite medical evidence proving otherwise.
How Our Bad Faith Insurance Attorneys in Hattiesburg, MS, Can Help
At The Stubbs Law Firm, we aggressively advocate for policyholders who have been wronged by insurance companies. Our team can:
Investigate the insurer’s actions to determine if bad faith occurred.
Gather evidence, including policy documents, correspondence, and expert testimony.
Negotiate with the insurance company to seek a fair resolution.
File a lawsuit against the insurer if they refuse to act in good faith.
Fight for compensation, including the full value of your claim, legal fees, and potential punitive damages.
We believe insurance companies should be held accountable for their misconduct. If you suspect an insurer is acting unfairly, do not hesitate to contact us for guidance.
What Compensation Can You Recover in a Bad Faith Insurance Case?
When an insurance company acts in bad faith, policyholders may be entitled to more than just their original claim amount. Compensation may include:
The full amount of the denied or underpaid claim
Additional damages caused by the insurer’s misconduct (e.g., financial losses, emotional distress)
Attorney’s fees and court costs
Punitive damages (in cases of extreme misconduct, to punish the insurer and deter future bad faith actions)
Why Choose The Stubbs Law Firm?
At The Stubbs Law Firm, we have built a reputation for aggressively fighting insurance companies that mistreat policyholders. When you work with us, you get:
Experienced Legal Representation: We have successfully handled numerous bad faith insurance cases.
Personalized Attention: We understand that every case is unique and provide tailored legal strategies.
No Upfront Fees: We work on a contingency basis, meaning you pay nothing unless we win your case.
Aggressive Advocacy: We do not back down from powerful insurance companies—we fight for what you deserve.
Steps to Take if You Suspect Bad Faith Insurance Practices
If you believe your insurer is acting in bad faith, take the following steps:
Review Your Policy: Understand the coverage, limitations, and exclusions in your insurance policy.
Document Everything: Keep records of all correspondence, claim submissions, and responses from the insurer.
Request a Written Explanation: Ask your insurer for a written explanation of why your claim was denied or delayed.
Consult an Attorney: A bad faith insurance lawyer can assess your case and advise you on your rights.
Contact Our Bad Faith Insurance Attorneys in Hattiesburg, Mississippi
Schedule a Free Consultation
If you're facing an insurance dispute in Hattiesburg, MS, don’t hesitate to seek legal help. The attorneys at The Stubbs Law Firm are ready to stand up to the insurance companies on your behalf. Contact us today to schedule a consultation and learn more about how we can assist you in resolving your insurance dispute. Contact us now.